Financing

Easy and affordable financing with clear and transparent terms.

Financing

Flexible Financing Options for Every Gamer

At Zodiac Labs, we believe everyone deserves a PC built to win, without compromise. That’s why we’ve partnered with trusted Buy Now, Pay Later providers to make owning your dream gaming PC simple, flexible, and stress-free.

Shop Pay logo purple

Preferred Provider

Installments in partnership with Affirm

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.

No Payment Penalties

Pay for your purchase with monthly payments and prepay at anytime without a penalty.

How the Financing Process Works

Step 1: Customize Your Build

Explore our lineup and configure your perfect PC with your preferred specs.

Once you’ve customized your setup (GPU, CPU, storage, RAM), simply add it to your cart and head to checkout.

Step 2: Choose a Payment Provider

At checkout, you’ll see multiple payment options in addition to credit card, Apple Pay, and Google Pay. For financing, select Shop Pay by Affirm as your payment method.

Shop Pay lets you split your total into manageable payments — no hidden fees, no complicated forms.

Step 3: Quick & Secure Application

After selecting Shop Pay Installments, you’ll be redirected to their secure platform to complete a short application.

You’ll typically need to provide:

  • Basic contact information
  • Date of birth
  • Your SSN to confirm your identity
  • Payment method (bank account, debit card, or credit card)
Approval decisions are usually made within seconds.

Step 4: Confirm Your Purchase

Once approved, you’ll see your available payment terms (monthly plans, 4-payment split, or other options depending on the provider).

Review and confirm your plan — then return to Zodiac Labs to finalize your order.

Step 5: We Build. You Game.

As soon as your order is confirmed, our team begins hand-building your PC in the Midwest. Every system undergoes hours of testing and optimization to ensure peak performance before shipping.

You’ll receive updates as your PC is built, tested, and shipped — and you can start making payments according to your plan’s schedule.

Need Help?

Finance Support Questions

No. Once your financing is approved and your order is confirmed, your PC enters our build queue immediately, just like a standard payment.

It depends on the provider.

Affirm may perform a soft or hard credit check depending on the payment plan you choose (When you choose Shop Pay Installments at checkout, you’re applying for a loan through Affirm). Check your provider’s terms during checkout for details.

Yes! You can’t customize your payment schedule, but you can make early payments.

No hidden fees. Ever.

Some plans (like Affirm’s extended monthly financing) may include interest, but you’ll always see the total cost before you commit — no surprises after checkout.

Once your plan is approved, payments are handled directly through your selected provider.
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If you have questions about your order or shipping, contact Zodiac Labs support — we’re always happy to help.